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Blog: Debi's Delightful Discussions
Divorce in San Diego - What To Do With The Home
Thu, 26 Aug 2010 18:50:00 +0000
Critical Issues Divorcing Property Owners Need to Know
Real Estate Collaborative Specialists – Divorce™ REALTORS® Michele Ashbarry and Debi Purcell are specially trained in divorce real estate, and will go over what is necessary to arrive at a sound decision regarding the family home.
Divorce in San Diego - What To Do With The Home
The family home is usually the most valuable asset in a divorce. Many difficult questions will arise during the divorce process: Who gets to keep the house? Which spouse can afford to keep it? What if the property needs to be sold? How much is it worth? Does the home’s condition affect its market value? Does signing off on the title keep you from being responsible for the mortgage?
Call us today to get your questions answered and discuss your options. All conversations are kept in the stricted confidence. We do not discuss your situation with anyone.
TheDivorceRealtors@cox.net
Bank of America Short Sales
Tue, 24 Aug 2010 19:21:00 +0000
My business partner, Michele Ashbarry, and I have successfully negotiated and closed numerous short sale transactions with Bank of America. Call or e-mail us today to discuss your specific short sale situation.
760-522-5037
Refinance Even If You Owe More Than Your Home Is Worth
Thu, 12 Aug 2010 15:57:00 +0000Refinance Your Home - Even If You Owe More Than Your Home Is WorthThe Federal Housing Administration (FHA) last week provided details on its “FHA Short Refinance” program that will enable lenders to provide additional refinancing options to underwater homeowners. Beginning Sept. 7, the FHA is offering eligible underwater non-FHA borrowers the opportunity to qualify for a new FHA-insured mortgage.
Participation in FHA's refinance program is voluntary and requires the consent of all lien holders. To be eligible for a new loan, the homeowner must owe more on their mortgage than their home is worth and be current on their existing mortgage. The homeowner must qualify for the new loan under standard FHA underwriting requirements and have a credit score greater than or equal to 500. The property must be the homeowner's primary residence and the borrower's existing first lien holder must agree to write off at least 10 percent of their unpaid principal balance, bringing that borrower's combined loan-to-value ratio to no greater than 115 percent.
Additionally, the existing loan to be refinanced must not be an FHA-insured loan, and the refinanced FHA-insured first mortgage must have a loan-to-value ratio of no more than 97.75 percent. Interested homeowners should contact their lenders to determine if they are eligible and whether the lender agrees the write down a portion of the unpaid principal.
HUDNo.10-173/U.S. Department of Housing and Urban Development (HUD)
760-440-9812
760-522-5037
760-522-5037
FOR RENT: Ramona Golf Course Condo
Tue, 03 Aug 2010 21:14:00 +0000
Click HERE for more information, and call me for a private showing of this great rental property.
Debi Purcell
Realty Partners
760-440-9812
San Diego Real Estate - Beyond The Headlines
Mon, 02 Aug 2010 23:05:00 +0000Be the first to be in the know. Click HERE for all the latest Real Estate news, and call me with any of your Real Estate needs.Debi Purcell
RCS-D REALTOR
760-522-5037
Contact Information
Michele Ashbarry and Debi Purcell, REALTORS® Realty Partners
2406 Luelf Court
Ramona, CA 92065
Phone: 760-440-9812
Fax: 760-440-9817
E-mail: Click here / Website: realtypartners4u.com
Equal Housing Opportunity. This material is based on information which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete and should not be relied on as such. This offering is subject to errors, omissions, change of price or withdrawal without notice.
